{I started writing this post on 12/19/12 and as I was writing it I got a call from my dad telling me my grandmother had passed away.  Suffice it to say, I stopped immediately and dealt with everything else that was going on.  I know it’s after Christmas, but I can’t not share what did.  Better late than never, right?} My goal for this year was to spend under $50 for Christmas, total.  This included presents for my parents, brother, grandmother and co-workers.  I can confidently say that I was well below that $50 mark, in big part to the … Keep on reading —->